credit scores / fico

all about credit and fico scores

Your Best Credit Free Reports Options

Get Your Credit Free Reports When:

  • You need quick, easy, instant, and free access to your credit report
  • You want to monitor your credit report to know when it changes
  • You have a major upcoming purchase and want to know about any credit report or credit score changes
  • You are seeking employment or a big promotion at work and are worried that your employer will use your credit report
  • You are worried about identity theft and want to know when your credit report changes

IdentityLookout - Credit Report and Monitoring Service

Company

Rating

3

Bottomline

Idenitity Lookout provides a good price and a good deal on identity protection, but you only get to see your Experian credit information.

SmartCredit - Credit Report and Monitoring Service

Company

Rating

3

Bottomline

SmartCredit.com offers some unique features, however,  I still feel that no matter how good the add-ons, they need to cover the basics like actual scores and reports from Equifax, Experian and TransUnion.

Creditreport.com - Credit Report and Monitoring Service

Company

Rating

3

Bottomline

I am a little leery about recommending Creditreport.com because they have taken some dings online to their reputaton..  This is probably not the service to use if you are not sure that you want ongoing credit monitoring.

myFico - Credit Report and Monitoring Service

Company

Rating

4.02

Bottomline

You should only use myFico.com if your main driver is the price and keeping your monthly credit monitoring costs low.   myFico.com provides the best way to monitor you real FICO score, but you can only view your Equifax credit report information.

Freecreditreports360 - Credit Report and Monitoring Service

Company

Rating

5.04

Bottomline

 Freecreditreports360.com is might not be the first option for the cost conscious, but they do offer one of the most complete and comprehensive services.
 

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