credit reports

all about credit reports

Your Best Credit Free Reports Options

Authored by A. Hiro on Sun, 09/27/2009 - 01:43

Get Your Credit Free Reports When:

  • You need quick, easy, instant, and free access to your credit report
  • You want to monitor your credit report to know when it changes
  • You have a major upcoming purchase and want to know about any credit report or credit score changes
  • You are seeking employment or a big promotion at work and are worried that your employer will use your credit report
  • You are worried about identity theft and want to know when your credit report changes

How to correct errors on your credit report

Authored by A. Hiro on Mon, 10/05/2009 - 09:03

If or when you find errors on your credit report, there are two basic methods you can use to get them corrected: contact the credit bureau, or contacting the creditor.

IdentityLookout - Credit Report and Monitoring Service

Authored by A. Hiro on Sat, 09/26/2009 - 02:01

Company

Rating

3

Visit the Site

www.identitylookout.com

Bottomline

Idenitity Lookout provides a good price and a good deal on identity protection, but you only get to see your Experian credit information.

SmartCredit - Credit Report and Monitoring Service

Authored by A. Hiro on Sat, 09/26/2009 - 01:25

Company

Rating

3

Visit the Site

www.smartcredit.com

Bottomline

SmartCredit.com offers some unique features, however,  I still feel that no matter how good the add-ons, they need to cover the basics like actual scores and reports from Equifax, Experian and TransUnion.

When can I get a free credit report?

Authored by A. Hiro on Fri, 09/25/2009 - 12:01

Many people are unaware that there are 5 specific times when you can get a free credit report. 

You can get a free credit report under the following circumstances:

Creditreport.com - Credit Report and Monitoring Service

Authored by A. Hiro on Fri, 09/25/2009 - 03:36

Company

Rating

3

Visit the Site

www.creditreport.com

Bottomline

I am a little leery about recommending Creditreport.com because they have taken some dings online to their reputaton..  This is probably not the service to use if you are not sure that you want ongoing credit monitoring.

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